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I give them the range of fees in the area, and then tell them mine, so that they see that it is well within the fair range in our area...having a basis of comparison often helps them think, "Oh, then that's not so bad!"
I DO tell them that I take a payment plan up through 38 weeks (I DO require payment in full by then because I don't want to have to chase people around for my money...it's not like I can "withhold" services after the baby's born to get paid!", and am sometimes willing to work with families on cost...however, I also often explain that, on top of being a lot of WORK, with the cost of gas what it is now, it literally costs me about $80 just to do all of the preand post natals and the birth IN GAS MONEY...so were I to do it for free, it would actually eat into my grocery money! This is actually usually beneficial for me to discuss this if they act like my fee is to costly...it helps them to see that what I do is WORK, not JUST beneficial for them.
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I'm a SAHM of my  girl and my  boy. Madly in love w/dh, and feel blessed to have found my calling as a doula, childbirth educator, and apprentice midwife!
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